phonepe UPI Payments & money transfer
Your bank account is all you need!
Never top up a digital wallet again! Just link your bank account to the PhonePe app and make hassle-free, secure payments directly from your bank account 24/7.
It's 100% safe. It's 100% easy and it's really really fast.
Use the PhonePe wallet only to receive instant refunds and cashbacks from your favorite shopping destinations.
Multiple Payment Modes
Making your daily payments is seamless now, use your UPI enabled bank account, PhonePe wallet or your credit & debit cards.
You can additionally partial pay using the funds in your wallet along with any of the above payment methods.
Wallet Top Ups For Lightning Fast Payments
You can now top up your wallet using your UPI enabled bank account or a Debit Card to make lightning fast payments to your friends, family or even an everyday payment.
More value for your money!
Never worry about your money being locked-up in wallets.
Withdraw your PhonePe wallet balance to your bank account in just a swipe, absolutely free of charge.
Cashback credited to a user cannot be withdrawn to any linked bank account or transferred to other users.
Saved Card For Fast, Secure & Easy Payments
We have taken away the hassle of entering your card details every time you want to make a payment, saved card is fast and secure to use.
One app for all your payments!
Use PhonePe for making everyday payments simpler - utility bills, mobile recharge, easy transfer to friends and family, request money, etc.
You can also check your bank account balance through PhonePe.
We Speak More Than One Language
Now Phonepe is fluent in English, Hindi, Tamil, Marathi & Bengali to make those daily payments and money transfers easier for you.